Take advantage of the most favorable rate for your activity.

You only pay transaction costs. No monthly fees, installation fees, deposit fees, or withdrawal fees.

No hidden fees, plain and simple !

Standard

  • Portal Access
  • Online Payment
  • Payment with PayByBox
  • Pay by Link (WhatsApp, Email, SMS, …)
  • Pay by QR Code
  • 3D Secure
  • Email Support

Transactions Fees Estimated

EuroZone Cards (Debit)

1.28% + €0.20

EuroZone Cards (Credit)

1.39% + €0.20

EuroZone Business Cards

2.20% + €0.20

EuroZone Cards (Debit)

1.42% + €0.20

EuroZone Cards (Credit)

1.52% + €0.20

EuroZone Business Cards

1.90% + €0.20

Enterprise

  • Portal Access
  • Online Payment
  • Payment with PayByBox
  • Pay by Link (WhatsApp, Email, SMS, …)
  • Pay by QR Code
  • Custom transactions
  • Card Vaulting
  • 3D Secure
  • Multi-User Access
  • Email & Phone Support
  • Dedicated CSM

Volume pricing

All prices shown on this page are exclusive of tax.

We strive to have full transparency on the composition of the payment card transaction processing costs. Therefore, our fees are structured on the Interchange++ model.

This model allows our merchants to identify easily the three fees (Interchange fees, Payment Card Association fees and acquisition fees) associated with card payments.

The rates above have been generated for your information only to help you understand the final fees you may have to pay for the purchases done with an European card. 

RuckPay can customize its pricing for all merchants with an annual turnover greater than €250,000.

Please contact the sales department for a suitable offer.

An additional fee of 0.4% will be applied for the specific sectors requiring additional monitoring.

You will be informed if these fees apply to your activity when you confirm your activity at the beginning of the application process.

Definitions of costs associated with processing payment card transactions:

  • Interchange : Fees charged by payment card issuers for each transaction processed (please visit the Visa and MasterCard websites for up-to-date rates).
  • Payment Card Association Fees: Fees charged by Visa and MasterCard for the use of their transaction processing systems and for the development of their services.
  • Acquisition fees: Fees agreed with your card acquirer, generally in the form of a fixed amount and a percentage for each transaction.

Interchange and Payment Card Association fees may vary depending on the characteristics of each transaction and the type of card used, while RuckPay acquiring fees do not change.

For any merchant selling for less than €250,000 per year, RuckPay and its payment partner charge the following fees:

Payment Card Fees (per transaction)Standard
Acquisition fee:
– European consumer cards0.95%
– European corporate cards0.35%
– International consumer cards0.60%
– International corporate cards0.35%
Fixed costs0.20€
Chargeback 25€
Refund0.35€
Authentication request (3DS)free of charge

All prices shown on this page are exclusive of tax.